Refinance. Reset.

Lorem Ipsum has teamed up with CommonBond to help you simplify your student loans and save money. Rates start at 2.72% APR. Checking your rate will not affect your credit score.

Find My Rate

WHAT IS REFINANCING?

Your chance to refresh

We pay off your old loans and replace them with a smarter, single loan. You save money every month or pay off your student debt more quickly.

01

Where do I start?

It only takes seconds to see your new rate. No commitment, no documents, no impact on your credit score.

02

Does it work for me?

Your financial needs are unique. Our customizable refinancing options let you create the loan that works for you.

03

How much can I save?

People who refinance with CommonBond save an average of $427 every month. (That’s more than $31K over the life of a loan.)

what is refinancing?

Your chance to reset

We pay off your old loans and replace them with a smarter, single loan. You save money every month or pay off your student debt more quickly.

01

Where do I start? 

It only takes seconds to see your new rate. No commitment, no documents, no impact on your credit score.

02

Does it work for me?

Your financial needs are unique. Our customizable refinancing options let you create the loan that works for you.

03

How much can I save?

People who refinance with CommonBond save an average of $323 every month. (That’s more than $24K over the life of a loan.)

fixed

3.20-7.25

Terms: 5, 7, 10, 15, or 20 years

variable*

2.72-7.25

Terms: 5, 7, 10, 15, or 20 years

hybrid

4.30-6.31

Terms: 10 years

*Variable rates can change with the market, so your monthly payment may vary.

IN LOANS WE TRUST

We’ve got you covered

Best-in-class protections that put your mind at ease so you can focus on the important stuff.

Forbearance

We offer up to 24 months of forbearance over the life of your loan.

No prepayment penalties

Want to get ahead on payments? Fine by us. We’ll never penalize you for being on top of your finances.

No origination fees

What you see is what you get. No fees, no hidden costs, and nothing but savings from day one.

See For Yourself

Proof is in the people

Proof is in the people

CommonBond offered the lowest refinance rates! They were fast, efficient, and professional. Would highly recommend!

— Endra  S. —

Customer service folks were generous with their time, information and friendliness. This lower payment is really going to help my family so much!

— Elizabeth K. —

I was about to go with another company and Commonbond quickly beat their rate and helped me get a better loan.

— Natalie R. —

Student loans are overwhelming to say the least. I appreciate CommonBond's support in answering my many questions/emails/texts.

— Lauren S. —

Proof is in the people

CommonBond offered the lowest refinance rates! They were fast, efficient, and professional. Would highly recommend!

— Endra  S. —

Proof is in the people

Customer service folks were generous with their time, information and friendliness. This lower payment is really going to help my family so much!

— Crystal  M. —

Proof is in the people

I was about to go with another company and Commonbond quickly beat their rate and helped me get a better loan.

— Natalie R. —

Proof is in the people

Student loans are overwhelming to say the least. I appreciate CommonBond's support in answering my many questions/emails/texts.

— Lauren S. —

Proof is in the people

Still reading? There are more reviews where these came from.

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See For Yourself

Proof is in the people

Proof is in the people

CommonBond offered the lowest refinance rates! They were fast, efficient, and professional. Would highly recommend!

— Endra S. —

Customer service folks were generous with their time, information and friendliness. This lower payment is really going to help my family so much!

— Crystal M.—

I was about to go with another company and Commonbond quickly beat their rate and helped me get a better loan.

Natalie R.

Student loans are overwhelming to say the least. I appreciate CommonBond's support in answering my many questions/emails/texts.

Lauren S.

Proof is in the people

CommonBond offered the lowest refinance rates! They were fast, efficient, and professional. Would highly recommend!

— Endra S.—

Proof is in the people

Customer service folks were generous with their time, information and friendliness. This lower payment is really going to help my family so much!

— Crystal M. —

Proof is in the people

I was about to go with another company and Commonbond quickly beat their rate and helped me get a better loan.

— Natalie R.—

Proof is in the people

Student loans are overwhelming to say the least. I appreciate CommonBond's support in answering my many questions/emails/texts.

— Lauren S. —

Proof is in the people

Rob can write some copy about how Commonbond has lots of reviews.

Read More

OUR SOCIAL PROMISE

Your loan makes an impact

When you take out a loan or refinance, we cover the cost of a child’s education in the developing world. Our partnership with Pencils of Promise has provided schools, teachers, and technology to thousands (and counting!) of young students in Ghana.

Learn More

Questions?

Ask a specialist

Sometimes it’s nice to talk to a real person. Our U.S.-based care team is available by phone and live chat Monday–Friday, 9am–6pm EST, and you can email us anytime.