The type of relief you may qualify for depends on what kind of student loans you have. These are three key types of loans:
These include Direct Loans issued from July 1, 2010 onward that are owned by the Department of Education.
These include FFELP loans issued before July 1, 2010 that are owned by a commercial lender.
These loans are offered by private companies, such as a local bank or other private lenders.
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